cheap homeowners insurance florida
Should I remove solar panels or get a solar hot water heater?
I just found out that my homeowners insurance company wants to charge me $300 more per year because I have some old solar panels on my roof. They were put on by the previous owners a long time ago I think. They are for a solar water heater but they aren’t connected to anything because I just have a regular water heater in my garage. They are ugly as hell and I would just as soon take them down as I’d rather have a tankless system eventually anyways. My insurance is already $3150 per year for a 140K house (Florida) so its high enough as it is. It seems stupid to pay $300 a year for something I’m not even using. Who can I call to take them down or can I do it myself or are solar water heaters cheap enough now that I should consider one?
Why don’t you do this first my friend: put an ad in the local paper for someone that wants solar heaters and have them help you, for a price maybe. You can get their help and, have them pay you for them. You’d better check with your insurance company first. They may require a roofer to replace anything for their own purpose. You know how insurance companies are?
How to Get Cheap Homeowners Insurance in South Florida
Cheap Tampa Homeowners Insurance – Where to Get it
Looking for Tampa homeowners insurance? Want to know where to get cheap insurance with a top company? Here’s where…
Tampa Homeowners Insurance
Thanks to a rash of hurricanes in the last few years, some major insurance companies have stopped writing policies in Tampa and other parts of Florida, and rates have skyrocketed.
So how do you find cheap homeowners insurance in a tight market like Tampa?
1. Go to an insurance comparison website - Here you can get homeowners quotes from a number of Tampa insurers so you can compare rates and pick the cheapest one. Some of these sites offer a service where you can talk with an insurance expert online or on the phone and get answers to any questions you may have (see link below.)
2. Increase your deductible – Increasing your deductible to an amount you can afford can save you hundreds of dollars on your insurance premium. In time, the savings from your premiums will more than make up for the difference in your deductible.
3. Consolidate your insurance – Purchasing your homeowners and your auto insurance from the same company can save you 10% to 30% on your overall insurance cost.
4. Install safety and security devices – If you don’t already have them, installing deadbolt locks, window locks, security screens, smoke detectors, fire extinguishers, and burglar alarms will get you a good-sized discount on your homeowners insurance.
5. Insure your home, not your land – Make sure you’re only insuring your home and your personal possessions and not your land.
6. Ask about discounts – Insurance companies give discounts to non-smokers, retired seniors, people in law enforcement and the military, and for a number of other reasons. Take advantage of all the discounts you can.
Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get Tampa homeowners insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
